Deferred payments with Klarna – Pay Later with PayU

A new flexible payment method in your online store.

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What is Klarna?

In Poland, Klarna offers “Pay in 30 Days” and “Pay in 3 Installments” services, providing a simple shopping experience for buyers in online stores. For over 15 years, Klarna has connected leading global brands with millions of consumers. Every day, 2 million transactions are made with Klarna in over 45 countries worldwide. Registration with Klarna is quick and convenient, and both the online store and the buyer benefit from its advantages.

How do Klarna payments work?

  • Step 1

    The buyer selects Klarna as the payment method and chooses one of the available options: “Pay in 30 days” or “Pay in 3 installments.”

  • Step 2

    The funds for the purchases are transferred to the seller’s account in PayU upon completion of the transaction.

  • Step 3

    The online store delivers the product as per the order to the buyer.

  • Step 4

    After completing a purchase, the buyer receives a summary of their purchases in the Klarna app, allowing them to easily manage their orders and place new ones in your store.

Installment payments with Klarna

“Pay in 30 days”

A service that allows the buyer to pay for purchases later, up to 30 days, without fees. Card details are not required to place an order. The consumer can extend the payment deadline for a few additional days free of charge.

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“Pay in 3 installments”

A solution that allows the buyer to split the payment into 3 installments at 0%. The consumer provides their payment card details and confirms the purchase. The first installment for the order will be charged at the time of transaction, the second after 30 days, and the third after 60 days.

How to promote payments with Klarna in an online store?

  • Place Klarna logos in your online store:

  • Check the prepared banners to be placed on the website:

Benefits for your business

  • Fast and easy integration

    Fast and easy integration

    Enabling Klarna payments is available after contacting PayU customer support.

    New customers

    New customers

    “Pay later in 30 days” and “Pay in 3 installments” are solutions that will help reach new buyers.

    Guaranteed payment

    Guaranteed payment

    PayU provides the seller with funds for withdrawal after the payment is approved.

  • Support and assistance

    Support and assistance

    Support from a qualified Klarna team, exceptional knowledge of buyers, and consumer insights.

    Seller protection

    Seller protection

    Klarna takes on all responsibility for further payment processing, allowing you to focus on growing your e-business.

    International expansion

    International expansion

    Klarna supports international growth. The ability to pay with Klarna is anticipated by foreign users.

Benefits for buyers

  • Time savings

    Time savings

    Simple and secure login, instant payments, quick purchasing.

    Easy budget management

    Easy budget management

    A method that facilitates financial management and liquidity, allowing payments to be spread over interest-free installments.

    Greater selection

    Greater selection

    Klarna installments offer new possibilities. Buyers can choose which payment method they prefer and how they want to finance their purchase.

  • Security

    Security

    Buyers are guaranteed security, allowing them to receive their order before making payment.

    Dedicated app

    Dedicated app

    Allows users to manage their expenses, repayment deadlines, and access dedicated promotions for Klarna users.

    Easy returns

    Easy returns

    Buyers can request a return directly in the app and only pay for the items they keep.

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