Spread your purchases over 5 convenient installments at 0%. Available starting from 100 PLN!
Select and add to your cart all the products you are interested in, with a total value from 100 PLN to 2000 PLN. Choose the delivery method and select the 5×0% payment option.
Fill out the loan application, make a (refundable) transfer of 1 PLN, or enter the received SMS code to confirm your identity. You will receive a credit decision in as little as 2 minutes!
Sign the loan agreement using the code received via SMS and wait for your order. In the meantime, PayU will transfer the funds on your behalf.
You will pay the first installment only 30 days after the purchase date, and all the details regarding the loan agreement and repayment schedule will be sent to you via email directly from the bank.
You order everything you need and spread the payment over 5 free installments with PayU (APR: 0%). After selecting the “5×0%” option, we will display a form for you to fill out, and you will receive a credit decision shortly after. The payment for the order goes to us immediately, and you will start repaying convenient installments only 30 days after the purchase date.
In the application, you need to provide personal information such as your first name, last name, and address, as well as declare your income level. No document scans are required.
The “5×0%” installment option is cost-free. The APR is 0%, meaning that no additional fees are added to the product costs (including any shipping costs).
Yes, the credit also covers any transportation costs.
To confirm your identity, the bank may ask you to make a verification transfer of 1 PLN. This amount will be fully refunded to you. If you are a customer of the bank, you can alternatively confirm your identity using an SMS code, in which case the verification transfer is not required.
You don’t have to wait for a courier with the package. You will sign the agreement online using an SMS code.
At the moment of signing the loan agreement, you receive all the information needed for repayment in your banking app or via email, such as the account number for repayment, the amount, and the repayment schedule. You have up to 30 days to pay the first installment!
Interest will be charged according to the information provided by the Financing Organization along with the credit agreement.
You return the products in the standard way. Once we receive the returned items, the amount for them will automatically reduce your obligation to the bank.
The loans are provided by Financing Organizations that cooperate with PayU under separate agreements.
If the Financing Organization does not grant you the loan, your purchase will not be completed. In this case, you can still proceed with the purchase by returning to the store and selecting a different payment method.
PayU GPO is one of the largest payment service providers for e-businesses worldwide, processing transactions in over 50 of the most dynamic e-commerce markets and offering more than 400 local and international payment methods. The company is a pioneer and leader in online payments in Poland, having worked to develop this market for over 20 years, earning the trust of the biggest e-commerce brands in Poland and millions of e-consumers.
Complete your cart and spread the payment for your purchases into 5 installments at 0%.
