Discover flexible financing from YouLend, a partner of PayU. Secure funds and expand the horizons of your business.
Don’t wait—discover the benefits of a YouLend business loan today!
Financing from 3,000 PLN to as much as 500,000 PLN.
A one-time loan origination fee with no charges for early repayment.
No required collateral, deposits, or promissory notes.
To receive an offer, only bank statements from the last 3 months are required.
Credit decision within 24 hours, with access to funds within 48 hours of approval.
Convenient loan term of up to 18 months.
Go to the PayU panel, and select the “Financing” tab. To receive an offer, simply provide some basic information about your business and attach bank statements from the last 3 months.
Once the application completeness is verified, we will present several offers. Choose the option that best suits your business.
Receive the offer along with the contract within a maximum of 24 hours. Remember to verify your identity.
Po spełnieniu wszystkich formalności, YouLend przeleje środki na wskazane w umowie konto w max 48h.
YouLend – since 2022, a partner for flexible financing for SMEs for PayU clients. It is the preferred financing platform for many leading global e-commerce platforms, technology companies, and payment service providers. Through its software and APIs, YouLend enables the offering of flexible financial products to selected clients without exposing capital to risk.
The financing offered by YouLend is incredibly fast. After submitting an online application, clients typically receive an offer the same day. Once the offer is accepted, the funding is disbursed on the same or following day.
Operating successfully in the UK and many European countries, YouLend boasts the highest customer approval rate in the industry, with over 90% of clients receiving approval for financing their businesses.
YouLend’s partners also include Amazon, Dojo, Shopify, eBay, Just Eat, and Google.
To apply online, you need to submit a financing application.
In the application, we will ask you to provide some basic information about your company and share your business bank statements from the last 3 months. Be sure to confirm your identity in order to receive financing.
You can apply for YouLend flexible financing if you have been working with PayU for at least 3 months and have average monthly turnover of 3,000 PLN. Through our portal, you can apply for financing.
The longer your business history, the more favorable the financing terms you can receive.
You can use the funds for any business purpose, such as purchasing goods, investing in advertising, renovating, opening a new location, or addressing temporary issues.
The offers prepared for you will be based on your online sales history and transactions using payment terminals. We offer financing up to twice your monthly revenue.
For example, if you have an e-commerce business that generates an average monthly sales of 100,000 PLN and was established 12 months ago, you may qualify for financing of up to 120,000 PLN with a one-time financing fee of 12,000 PLN and repayment through 20% of daily sales.
Repayment is made automatically as a fixed percentage of daily sales.
For example, if your repayment is 20% of daily sales and you earn 1,000 PLN on a given day, 200 PLN will be allocated to the repayment, and 800 PLN will go to you. On days with no sales, no repayment is due.
This means that, unlike traditional business loans with fixed interest rates, YouLend adapts to your cash flow without any additional fees or commissions.
No. We only charge a one-time financing fee, so you will know exactly how much you will pay upfront.
To check your balance, simply log into your PayU account, where you can view the full payment history. This information is also available through your YouLend account.
Yes. If you wish, you can make an early repayment or pay off the financing in full without any additional fees.
However, you are not required to do so. Most clients prefer the flexibility and cash flow that comes with repaying the financing based on a fixed percentage of income, without any extra costs.
Want to take advantage of this solution? Go to the Financing tab on your PayU account and submit your application.
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